Savings, MMDA, CDs

Savings, Money Market & CDs

The savings account for every need.

At Platinum Bank, we offer a variety of savings products to help you achieve your goals.


Savings Account

There are many reasons why you may want to put money aside. Why not start saving today for yourself, your children, or your grandchildren?1, 2

  • $50 Minimum Deposit to Open
  • Ask Us about Our Current Rates
  • Free Online Banking, Mobile Banking, and Bill Pay
  • Interest Paid on Daily Balances - Accrues Daily, Paid Monthly
  • Unlimited Number of Deposits
  • 3 Withdrawals Per Statement Cycle
  • Unlimited Teller Assisted Transactions
  • $5 Per Month Service Charge if Daily Balance Drops Below $25
  • No Service Charge for Minors Under 18 and Customers 55+

Money Market Account

Market rates plus convenient access to your funds.1, 2

  • Account Benefits
  • $2,500 Minimum Deposit to Open
  • Ask Us about Our Current Rates
  • Free Online Banking, Mobile Banking, and Bill Pay
  • Interest Paid on Daily Balances – Accrues Daily, Paid Monthly
  • Unlimited Number of Deposits
  • Account Requirements
  • 6 Maximum Withdrawals per Statement Cycle
  • $10 Per Month Service Charge if Daily Balance Drops Below $2,500

Certificates of Deposit (CDs)

Earn top rates and fund security protection for added income and peace of mind. We offer different types of CDs that come in many different terms.

Platinum Certificates of Deposit

  • $1,000 Minimum Deposit to Open
  • Interest Compounds Daily, is Credited Monthly

Platinum Plus Certificates of Deposit

  • $1,000 Minimum Deposit to Open
  • Interest is Compounded Daily, is Credited Monthly
  • Add contributions with $1,000 minimum deposits up to 50% of the original deposit withdrawal of up to 50% of Original Deposit without penalty, one time only request rate increase one time during the CD term if higher rate is offered on that product

1 Subject to approval. 2 Some restrictions do apply. Fees may reduce earnings on account.