Home Loan Center

Home Loan Center

Making your home dreams a reality.

(Please note: This is an External Link Notice. When selecting this Apply Now Button, you will be navigating away from our domain. We are not responsible for and have no control over the content or subject matter of this link).

Click to start your loan application. As you complete the application, please use your best estimate if documentation is not available.

(Please note: This is an External Link Notice. When selecting this Apply Now Button, you will be navigating away from our domain. We are not responsible for and have no control over the content or subject matter of this link).

What you will need

Documentation for all borrowers, including:

  • Social Security Number
  • Contact and employment information
  • Best estimates of income, assets, and liabilities

After you have finished

We will contact you to:

  • Guide you through the loan process
  • Complete your loan application package
  • Help you select the best program and interest rate

Platinum Bank is here to help you buy your family home, investment property, or vacation home.



About Us

We have built a strong reputation as an outstanding mortgage banker serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

We're a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs. But that's just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan.

And, now it's our pleasure to offer all of our exceptional mortgage services online. Through us you not only have access to the best loans available in the marketplace, but you can also review loan alternatives, and even apply for your loan,at your convenience, online - 24 hours a day.

Thank you for visiting our website. We look forward to putting our mortgage service to work for you!


How to Get a Loan

Once you select us to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.

Throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information. And if you want assistance, a mortgage expert who can answer questions is just a phone call away.

Here's an overview of the loan-application process

STEP ONE -- Apply Now! Getting started is easy

When you've selected a property and have a contract with the Seller, the next step is to complete your loan application, which can be done easily through our website. To get started, select an application from the list on the left.

At the appropriate time we'll order a property appraisal for you.

STEP TWO -- Your Loan is Approved and Funded

Your Real Estate Agent or the Seller will designate an Escrow/Title Company to handle the funding of your loan, along with many other factors which make your purchase go smoothly.

We will coordinate with the escrow team and you'll sign the final papers at their office.

Simple, Straightforward, Cost Effective, and FAST!


Mortgage Checklist

The following information is usually required during the loan process:

  • Your Social Security Card
  • Drivers License (Valid / State or Federal Picture ID)
  • Most recent 2 years 1099/ and or W-2 forms
  • Current pay stubs AND your tax returns for the past two years
  • Bank statements for the past two months - All pages
  • Investment account statements for the past two months
  • Life insurance policy
  • Retirement account statements for the past two months

If you currently own Real Estate:

  • Mortgage account information
  • Home insurance policy information
  • Home equity account information (if applicable)