Credit Cards

Credit Cards

A card for every lifestyle.

Platinum Bank allows you to find the credit card that best fits your lifestyle. Whether you are looking for a card that has flexible rewards or one that has no annual fee, we have the right card for you.


Preferred Points Visa Credit Card

A credit card that rewards you.

  • Flexible Rewards – $1 Spent = 1 Point
  • Intro APR of 2.9% for first 6 months
  • Ongoing APR of Prime + 11.99%1
  • No Monthly Fee
  • U.S. Based 24 Hour /365 Day Support
  • 25 Day Grace Period for Payments
View Preferred Points

Low Rate Visa Credit Card

A credit card that helps you minimize expenses.

  • Intro APR of 2.9% for first 6 months
  • Ongoing APR of Prime + 6.99%1
  • No Monthly Fee
  • U.S. Based 24 Hour /365 Day Support
  • 25 Day Grace Period for Payments

Report a lost or stolen Debit/Credit Card

Debit Card
During regular banking hours, Monday through Friday, 8:00a to 5:00p, please contact our Retail Service Department at any of our locations, or call (806) 792-5300.
During non-banking hours, please call our debit card processor at 1 (800) 264-4274. You will be asked questions to verify your identity and your card will then be cancelled. Card re-issuance will be handled by Platinum Bank.
Credit Card
During banking and non-banking hours, please call our credit card processor at 1 (800) 556-5678. The card processor’s customer service department will handle the card cancellation and re-issuance.

1 Subject to credit approval. After introductory rate, the Annual Percentage Rate (APR) will vary based on changes in the Index (the National Prime Rate published in the Wall Street Journal). The Index will be adjusted on the 25th day of each month or the business day preceding the 25th day if that day falls on a weekend or a holiday recognized by the Federal Reserve Bank. Changes in the Index will take effect beginning with the first billing cycle in the month following a change in the Index. Increases or decreases in the Index will cause the APR and periodic rate to fluctuate, resulting in increased or decreased Interest Charges on the Account. The Account will never have an APR over 21%.

Visa® is a registered trademark of Visa Inc. All rights reserved.